French Christmas elves

My French brother Dominique sends me pics of his kids for Christmas.

Below: Augustin (a.k.a. Auguste, Gus), the tall one, with little bro Timothé (Tim).

Next: Elder daughter Joséphine (Jo, Jojo), and little sis Héloïse (Hélo, Lolo)—


Regarding my dilemma, Dominique writes:

Pas toujours facile en effet d'avoir le bon équilibre entre l'argent et le bien-être.

Translation:
Not always easy, in fact, to strike the right balance between money and well-being.

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