Friday, March 06, 2020

see you in September?

I bought a bike; it's arriving sometime Friday morning. I also have no clue how stable my job is going to be, so I'm having to rethink my financial situation. Currently, my thinking is that I won't be zeroing out my debt in July. More likely, the big moment won't happen until September. So I'm going to spend the next two pay periods paying down my credit-card debt (I'm ahead of schedule with the scholastic debt, so I can afford to go two months without paying anything on that front), then I'll be back to my regularly scheduled loan repayment. Adopting this strategy will mean more financial breathing room for me: my credit-card debt is minuscule compared to my scholastic debt, so I won't have to send home $3000 a month to take care of it over two months. Moving my scholastic-debt repayment back to September seems like the wiser path to take than not rescheduling.

It also seems as if the gods are telling me that 2020 isn't the year for international travel; as a resident of South Korea, I'd likely be treated as a pestilential freak if I were to leave the country at any point over the next few months. Better just to stay put and not risk the cries of "Leper! Outcast! Unclean!" I had hoped to go to Qatar later this year, and maybe also visit the States, but the window of opportunity for such a trip seems to be closing as the coronavirus continues its pandemic march across the globe. I wonder when the global community will officially signal that Korea and its residents are no longer pariahs.

Meantime, yeah: I'll be zeroing out the debt by September 16. That's the new schedule. Expect that to be revised as circumstances continue to change. Life is never linear.



1 comment:

  1. I trust you also purchased a helmet with the bike. I also found those padded fingerless biking gloves helped a lot with easing the stress of gripping handlebars on long rides.

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